Bilal Microfinance Job Vacancy 2026

Bilal Microfinance invites qualified and competent applicants for the following positions.

Bilal Microfinance Institution S.C. is a full-fledge interest free microfinance institution established based on the NBE Directive No. MFI/32/2021 to provide sharia compliant and inclusive microfinance services that provide access to the community excluded from financial services due to interest.

Position 1: Branch Accountant

Qualification Requirements:

Bachelor’s Degree in Accounting, Accounting & Finance, or a related field with 0 years of relevant work experience; OR
College Diploma (Level IV/10+3) in Accounting or a related field with 2 years of relevant work experience.
Experience in a Microfinance Institution (MFI) is an added advantage.
Good knowledge of accounting principles, financial reporting, and computer applications.
Strong communication, analytical, and interpersonal skills.

Experience:

Bachelor’s Degree holders: 0 years of relevant work experience.
College Diploma (Level IV/10+3) holders: 2 years of relevant work experience.
Experience in a Microfinance Institution (MFI) is an added advantage.

Key Responsibilities:

Maintain accurate accounting records and financial transactions.
Prepare financial reports and account reconciliations.
Process payments and receipts in accordance with institutional policies and procedures.
Ensure compliance with financial policies, internal controls, and regulatory requirements.
Support branch operations and maintain proper financial documentation.

Salary and Benefits:

As per the Institution’s salary scale and benefits package.

Duty Station: Welkite and Addis Ababa

Position 2: Branch Manager

Qualification:

BA Degree or MBA in Management, Accounting, Banking & Finance, or a related field from a recognized higher education institution.

Experience:

Minimum 4 years (BA) or 3 years (MBA) of relevant work experience, preferably in a Microfinance Institution or Banking and Insurance Industry.

Key Responsibilities:

Plan, organize, coordinate, and supervise the overall branch operations.
Lead loan processing, portfolio management, and saving mobilization activities.
Ensure efficient branch performance and achievement of business targets.
Approve loans and branch payments within delegated authority.
Ensure timely loan disbursement, collection, and portfolio quality.
Supervise daily financial transactions and maintain proper cash control.
Prepare and submit periodic operational and financial reports.
Build strong relationships with customers, communities, and stakeholders.
Ensure compliance with institutional policies, procedures, and NBE regulations.
Lead, coach, and evaluate branch staff to improve performance and teamwork.

Required Skills:

Strong leadership and people management skills.
Excellent communication and customer relationship skills.
Sound knowledge of credit operations, savings mobilization, and branch management.
Good analytical, problem-solving, and decision-making ability.
Experience with Core Banking Systems and Microsoft Office applications is an advantage.
High integrity, accountability, and ability to work under pressure.
Knowledge of interest-free financing principles and products.

Duty Station: Addis Ababa